Long Term Disability for Teachers – What are OTIP Claims?
Most teachers will tell you that they love their jobs. For many, education is not just a profession, it is a passion. So, it can be distressing when a teacher is faced with the prospect of a lengthy absence from the classroom due to illness or injury. In those situations,…
Understanding Group LTD Policies and Occupational Insurance
Disability insurance is intended to protect you if you are unable to work due to illness, injury or a disability. It provides a financial cushion that enables you to seek the treatment you need while providing income replacement so you are able to pay your bills. Depending on your policy…
What Does Contributory Negligence Mean For Your Insurance Claim and Compensation?
The amount of compensation that an injured claimant will receive is dependent on the extent to which the injured and the at-fault party have ‘contributed’ to the accident. This means that in any claim, accepting liability does not automatically equate to full compensation being awarded to the injured party. Contributory…
What Everyone Needs To Know About Chronic Pain Cases in Ontario
Chronic pain cases can be a taxing ordeal. On top of having to deal with the consequences of another person’s neglect or wrongdoing, the victim also has to deal with certain biases and hurdles in the legal proceedings. So many people suffer from chronic pain syndrome. The Canadian government reports…
Tort Claim Process in Ontario: Is It Your Gateway to Personal Injury Justice?
Pain and suffering are compounded even more when caused by someone else’s negligent or wrongful act. Tort law seeks to help victims recover damages from the person/s who caused the injury. ‘Tort’ originated from the word ‘tortum,’ which means ‘wrong’ in Latin. Simply put, a tort is a wrongful act…
Can You Be Fired While on Long-Term Disability in Ontario?
Can you be terminated while on disability? This is a common question amongst our clients. In some cases, the disability might not be permanent but is likely to persist indefinitely. Under Ontario law, what rights does the employee or claimant have? Firstly, let’s address the common misconception that Ontario law…
Why You Need to Start a Pain and Suffering Journal After a Car Accident
The concept of keeping a personal injury diary may seem strange, especially if you’ve just gotten into a car accident and are focusing on your recovery. However, keeping a “pain and suffering” journal is one of the best ways to ensure that you receive the compensation and benefits you deserve.…
How Long Does It Take to Settle a Car Accident Injury Claim in Ontario?
When it comes to car accident injuries, how long does a claim take to settle? Whether it’s you or a loved one who has been injured, there are certainly a lot of questions concerning accident lawsuit settlement. The average period for car accident settlement in Ontario may take from a…